1. What is Wage Garnishment in California?

Wage garnishment is a legal procedure where a portion of a person's earnings is withheld by an employer for the payment of a debt. In California, the maximum amount that can be garnished from wages is the lesser of 25% of disposable earnings or the amount by which weekly disposable earnings exceed 40 times the minimum wage.

2. How Does the Calculator Work?

The calculator uses the California wage garnishment formula:

Where:

• Disposable after taxes = Gross wage - Tax deductions - Other deductions
• 25% — Maximum percentage allowed for most garnishments in California

Explanation: California law protects a portion of wages from garnishment, ensuring workers retain enough income for basic living expenses.

3. California Garnishment Laws

Details: California has some of the most debtor-friendly garnishment laws in the U.S. Certain types of income like Social Security and disability are exempt from garnishment for most debts.

4. Using the Calculator

Tips: Enter your gross wage, tax deductions (federal, state, FICA), and any other mandatory deductions. The calculator will show your disposable income and maximum possible garnishment.

5. Frequently Asked Questions (FAQ)

Q1: What types of debts can garnish wages in California?
A: Child support, tax debts, student loans, and court-ordered judgments can garnish wages.

Q2: Are there different limits for child support?
A: Yes, child support garnishments can take up to 50-65% of disposable income depending on circumstances.

Q3: Can my employer fire me for wage garnishment?
A: No, California law prohibits employers from terminating employees due to a single wage garnishment.

Q4: What if the garnishment causes financial hardship?
A: You may file a claim of exemption with the court to reduce or eliminate the garnishment.

Q5: Are there any completely protected incomes?
A: Yes, Social Security, SSI, VA benefits, and certain pensions are generally exempt from garnishment.