Home
Back
Louisiana Wage Garnishment Formula:
| From: | To: |
Wage garnishment in Louisiana is a legal process where a portion of an employee's earnings is withheld by their employer for the payment of a debt. Louisiana has specific laws that protect a portion of wages from garnishment.
The calculator uses the Louisiana wage garnishment formula:
Where:
Explanation: The garnishment amount is the lesser of either 25% of disposable income or the amount left after subtracting Louisiana's exemption from disposable income.
Details: Louisiana law provides certain protections for wage earners. The exemption amount is designed to leave workers with enough income to meet basic living expenses. Federal and state laws work together to determine the maximum garnishment amount.
Tips: Enter your disposable income (after taxes and other required deductions) and the current Louisiana exemption amount. The calculator will determine the maximum amount that can be garnished under Louisiana law.
Q1: What is considered disposable income?
A: Disposable income is your earnings after legally required deductions like federal, state, and local taxes, Social Security, unemployment insurance, and state employee retirement systems.
Q2: What is the current exemption amount in Louisiana?
A: The exemption amount changes periodically. Check with the Louisiana Workforce Commission for the current amount.
Q3: Are all debts subject to wage garnishment?
A: No, certain types of debts like child support, alimony, taxes, and student loans have different rules and may allow higher garnishment amounts.
Q4: Can my employer fire me for wage garnishment?
A: Louisiana law prohibits employers from terminating employees due to a single garnishment order.
Q5: How often can my wages be garnished?
A: Garnishments typically continue until the debt is paid in full or otherwise resolved, with each paycheck subject to garnishment.