1. What is Wage Garnishment in Minnesota?

Wage garnishment in Minnesota is a legal process where a portion of an employee's earnings is withheld by an employer for the payment of a debt. Minnesota law provides specific protections and calculations for garnishment amounts.

2. How Does the Calculator Work?

The calculator uses the Minnesota garnishment formula:

Where:

• Disposable — Earnings after legally required deductions
• Exemption MN — Minnesota's protected amount from garnishment
• 25% — Maximum percentage that can typically be garnished

Explanation: The garnishment is the lesser of 25% of disposable earnings or the amount by which disposable earnings exceed the Minnesota exemption amount.

3. Minnesota Garnishment Laws

Details: Minnesota has specific exemption amounts that protect a portion of wages from garnishment. These amounts are adjusted periodically and vary based on pay period length.

4. Using the Calculator

Tips: Enter your disposable earnings (after taxes and other required deductions) and the current Minnesota exemption amount. The calculator will determine the maximum garnishment amount.

5. Frequently Asked Questions (FAQ)

Q1: What is considered disposable earnings?
A: Disposable earnings are what remain after legally required deductions (taxes, Social Security, etc.) but before voluntary deductions.

Q2: What is Minnesota's current exemption amount?
A: The exemption amount varies. As of 2023, it's $504 per week for a single person, but check current Minnesota statutes for updates.

Q3: Are all debts subject to garnishment?
A: No, only certain types like child support, taxes, student loans, and court-ordered judgments typically qualify.

Q4: Can my employer fire me for garnishment?
A: Minnesota law prohibits employers from firing employees due to a single garnishment order.

Q5: Are there different rules for child support?
A: Yes, child support garnishments may take up to 50-65% of disposable income depending on circumstances.